**ASSUMABLE FHA loan at 4.99% fixed rate!!!** Why wait months for new construction with a dirt backyard when this stunning, nearly-new home in the sought-after Radiance community is completely move-in ready with a finished backyard? Built over just a year ago, this immaculate 4-bedroom + den, 3-bathroom home offers 2,081 sq ft of modern, open living space with that fresh-build feel without the wait or hassle! Priced under $550K, it's an exceptional value compared to buying new. The backyard is a beautifully finished private retreat complete with lush artificial turf and elegant pavers for low-maintenance outdoor living at its finest. Inside, the versatile den off the kitchen is perfect as a home office, playroom, or guest space, making this home as functional as it is beautiful. Three full bathrooms mean no morning rush and the open layout is ideal for entertaining. Living in Radiance means resort-style amenities are steps from your front door: a vibrant clubhouse, fully equipped gym, sparkling pool, sport courts, and a splash pad the whole family will love. It's not just a home -- it's a lifestyle.